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Georgia Payday Loan

Looking for cash? Get informed with SameDayPayday. Browse comprehensive profiles and user reviews of cash advance companies in the United States. If loans are not available where you reside, use our city pages to find a check cashing service and other financial solutions, if available.

The state motto of Georgia is: “Wisdom, Justice and Moderation..”

The regulation of the cash advance lending industry falls mainly to the individual states. These short-term lending institutions are balance atop an active and rocky legal terrain. Lobbyists are working around the clock on both sides of the legal issue- on one hand the cash advance lending industry wants to make sure you have access to much needed emergency cash and on the other hand opponents are fervently working to try to end the availability of short-term loans under the guise of consumer protection.

Georgia Laws Pertaining To Payday Lending

Payday loans are not allowed in the state of Georgia. Please refer to the Georgia Department of Law Consumer Protection Unit if you have been treated unfairly by a lender or debt collector.

In Georgia a lender operating within the state may not charge more than 10% interest on loans under $3,000. Online lenders or lenders outside of Georgia may not follow this limit. Please carefully review any loan offer carefully before accepting it. You can start by reading the Advice for Consumers we’ve prepared before applying for or accepting any new loan.

By law payday loans are prohibited in the state of Georgia. Lenders in this state must possess a license to deposit checks into someone's account and the state sets a minimum fee for cashing a post-dated check.

Many are still looking for loans in Georgia. For example, in an internet search early 2017, “payday loans Georgia” turned up 512,000 hits!

Georgia Payday Loan - Cities

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