Florida Payday Loan

The state motto of Florida is: “In God We Trust.” Florida residents can rest easy knowing that SameDayPayday is just a click away and can provide you with a quick, confidential cash advance loan which can take care of most financial emergencies in practically the blink of an eye. There’s no need to wait until your next paycheck- a cash advance loan is just a click away. The approval process happens in minutes and, once approved, funds are typically deposited within one business day.

Payday Loan Laws in Florida

Payday loans have recently been legalized in Florida. The maximum you can borrow is $500 with a loan term from 7-31 days. The finance charge for a $100 payday loan for 14 days is $15. In Florida you can only have one loan out at a time, and are not allowed any extensions. Additionally, Florida law offers a 24 hours “cooling-off” period between loans.

Since its legalization, the payday loan business has exploded onto the Florida scene. In an internet search early 2017, “payday loans Florida” turned up 435,000 hits! There were 1450 payday loan centers in Florida in 2011 and the number keeps rising.

Choosing the payday loan that is most suitable for you and your situation may seem overwhelming when you are confronted with the sea of lenders. SameDayPayday is here to help you with that process. We offer comprehensive company profiles and user reviews from the biggest lenders in the nation.

Florida Payday Loan - Cities


Florida Cash Advance Loans

Cash advances from SameDayPayday are meant to help keep you financially afloat between paychecks. That means that cash advance loans are meant for short-term and urgent needs such as car repair, an unexpected school expense, emergency cash, gifts for that surprise wedding or a medical emergency. As a short-term loan, a cash advance is meant to be repaid quickly, within a couple of weeks. Other differences include the short application and approval process, and the lack of credit check. Because they differ so much from traditional long-term bank loans, cash advance loans are also regulated differently by the Florida state legislature.

The cash advance lending industry is primarily regulated by individual states. Lending institutions sit atop an active and shifting legal landscape. On one side lobbyists for the cash advance lenders are working fervently to ensure your right to the cash you need between paychecks; on the other side opponents are working equally hard to prohibit short-term lending in the name of consumer protection.

Florida cash advance loans are not very complex at all. You are not the first to find yourself in a bit of a financial bind in The Sunshine State- many Floridians have visited SameDayPayday.com and found fast relief from their financial situation with a cash advance loan. Besides the convenience of not having to leave home to shop, the internet provides a safe, speedy and confidential way for you to get out of the fix that life dealt you. Don’t waste time in hours of worrying about how you’re going to make it to the next payday.