North Dakota Payday Loan

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The state motto of North Dakota is: “Liberty and Union, Now and Forever, One and Inseparable.” Of course, we would all love to be liberated from emergency financial problems when we are faced with a need for cash between paychecks, residents in the “Peace Garden State” can apply on SameDayPayday.com from the comfort and convenience of their home computer. It’s fast and confidential. Simply fill out the application and know if you’re approved in minutes. After the approval, funds can be in your bank account within one business day.

North Dakota Payday Loan Lending Laws

Payday loans are currently legal in North Dakota. Instead of the common 2-4 week payback similar in states where payday lending is legal, North Dakota allows up to 60 days. There is no minimum amount but one cannot borrow more than $600 at any given time. Also, lenders cannot charge more than $20 interest per $100 borrowed which means the annual percentage rate (APR) is capped at 20%.

The payday lending industry in North Dakota was thriving years ago with an estimated 76 payday lending operators. In 2011, the number of licensed lenders fell to 69. In an internet search early 2017, “payday loans North Dakota” turned up 476,000 hits!

North Dakota Payday Loan - Cities

• Bismarck
• Devils Lake
• Dickinson
• Fargo
• Grafton
• Grand Forks
• Hankinson
• Jamestown
• Mandan
• Minot
• Riverside
• Valley City
• Wahpeton
• West Fargo