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Utah Payday Loan

Looking for cash? Get informed with SameDayPayday and explore your options. Our site offers detailed company profiles and user reviews of the biggest lenders in the nation. If you want to apply for a loan in person, click our city links below to find a list of stores in your local area.

Getting cash online is convenient too. Not only can it save you valuable time, you can apply from the comfort of your own home, even your cell phone. Many residing in “The Beehive State” have used SameDayPayday.com look for short-term funds to help them make it until their next paycheck. Just fill out a short application with basic personal information, see if you’re approved I minutes, and funds can be deposited within one business day. The process is fast, easy, and confidential.

Payday Loan Laws in Utah

Payday loans are legal in Utah and is one of the few states with the least restrictions. The maximum length for a loan is 12 weeks and there are no set limits on the amount you can borrow or the interest rate a lender can charge. Utah requires lenders to register and maintain a valid business license.

As of 2006, there were at least 427 payday stores spread throughout the state. In 2011, the number of licensed operators decreased to 270. With the widespread use of online commerce, that number of people searching for loans has increased enormously. In an internet search early 2017, “payday loans Utah” turned up 723,000 hits!

The state motto of Utah is: “Industry.”

The regulation of the short-term loans falls mainly to the individual states. These institutions are balance atop an active and rocky legal terrain. Lobbyists are working around the clock on both sides of the legal issue- on one hand the industry wants to make sure you have access to much needed emergency cash and on the other hand opponents are trying to remove it.

Utah Payday Loan - Cities

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